Lately, I’ve been exploring the idea of buying a home, but navigating mortgage options is proving to be more complicated than I thought. I’m not just looking for the lowest rate — I want to work with people who are transparent, approachable, and genuinely willing to help. I’m starting to think that a credit union might be a better route than a big bank, but I don’t know which one to trust.
Has anyone here worked with a reliable credit union in Canada for mortgage support? Would really appreciate any insights!
I was in the same situation last year and ended up going with BCU Financial. It’s part of Buduchnist Credit Union, one of the largest Ukrainian credit unions in Canada. What I liked most is that they offer both fixed and variable rate mortgage options, and they really take the time to walk you through everything step by step.
I’ve been with them for years now, and the level of care and service they provide is outstanding. They're not pushy — they actually listen, which made the whole process feel less stressful and more empowering. I definitely recommend checking them out if you want a partner that’s rooted in community and knows what they’re doing.